Box Shipping - Choosing the Right Insurance

Choosing the Right Insurance

How to create an inventory of all the items you are moving. First of all, define what you are moving (sofa, dining room set, refrigerator, etc.). Then check out weight of each item you are moving (estimate the weight). And estimate the replacement value of each article you are moving.

And summarize your inventory: total number of items you are moving; total weight of the items; the total replacement value of all your property.

You also should take pictures of what you are moving. This is vital in the declaring of the condition of your possessions and it helps in confirming the inventory list.

Think over having homeowner insurance as a supplement. The majority of homeowner insurance policies cover about 10 percent of the value of your personal property; as well as coverage for breakage and theft in transit, minus the usual deductible. So it can be a good supplement to the insurance provided by the shipping company.

Another supplement is a transit insurance. It is another good supplement to the insurance provided by your shipping companies. Examine the policy and make sure it covers the gaps in insurance left by other policies.
Such coverage is usually available through the mover, a move-it-your-self company, or through your homeowner's insurance company.

In case you are moving fine art, valuable musical instruments or antiques, you should consider special measures to ensure their safety and protect against their loss or damage. Unless these items are covered while in transit by your home policy, you are recommended to purchase additional coverage.

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